LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,594
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,199
−HK$1,630/mo
Today · 4.125%
HK$54,829
baseline
▲ 0.50% · 4.625%
HK$58,166
+HK$3,337/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,658/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,398
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,937
−HK$1,562/mo
Today · 4.125%
HK$60,499
baseline
▲ 0.50% · 4.625%
HK$63,688
+HK$3,189/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$120,998/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$961,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,913
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,839
−HK$1,956/mo
Today · 4.125%
HK$65,795
baseline
▲ 0.50% · 4.625%
HK$69,799
+HK$4,004/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,590/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,877
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,725
−HK$1,873/mo
Today · 4.125%
HK$72,598
baseline
▲ 0.50% · 4.625%
HK$76,425
+HK$3,827/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,196/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,231
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,478
−HK$2,283/mo
Today · 4.125%
HK$76,761
baseline
▲ 0.50% · 4.625%
HK$81,432
+HK$4,671/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,522/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,357
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,512
−HK$2,186/mo
Today · 4.125%
HK$84,698
baseline
▲ 0.50% · 4.625%
HK$89,163
+HK$4,465/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,396/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,869
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,758
−HK$2,935/mo
Today · 4.125%
HK$98,693
baseline
▲ 0.50% · 4.625%
HK$104,698
+HK$6,005/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$197,386/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,316
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,087
−HK$2,811/mo
Today · 4.125%
HK$108,898
baseline
▲ 0.50% · 4.625%
HK$114,638
+HK$5,740/mo
Deposit HK$2.26M · loan HK$20.36M · min. income ≈ HK$217,796/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,621 · Scale 2, in force from 26 Feb 2026)