LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,599
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,204
−HK$1,631/mo
Today · 4.125%
HK$54,835
baseline
▲ 0.50% · 4.625%
HK$58,172
+HK$3,337/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,670/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,404
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,943
−HK$1,562/mo
Today · 4.125%
HK$60,505
baseline
▲ 0.50% · 4.625%
HK$63,694
+HK$3,189/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$121,010/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,919
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,845
−HK$1,957/mo
Today · 4.125%
HK$65,802
baseline
▲ 0.50% · 4.625%
HK$69,806
+HK$4,004/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,604/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,884
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,732
−HK$1,874/mo
Today · 4.125%
HK$72,606
baseline
▲ 0.50% · 4.625%
HK$76,433
+HK$3,827/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,212/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,239
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,486
−HK$2,283/mo
Today · 4.125%
HK$76,769
baseline
▲ 0.50% · 4.625%
HK$81,440
+HK$4,671/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,538/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,365
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,521
−HK$2,186/mo
Today · 4.125%
HK$84,707
baseline
▲ 0.50% · 4.625%
HK$89,172
+HK$4,465/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,414/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,879
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,768
−HK$2,935/mo
Today · 4.125%
HK$98,703
baseline
▲ 0.50% · 4.625%
HK$104,709
+HK$6,006/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,406/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,327
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,098
−HK$2,811/mo
Today · 4.125%
HK$108,909
baseline
▲ 0.50% · 4.625%
HK$114,650
+HK$5,741/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,818/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,722 · Scale 2, in force from 26 Feb 2026)