LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,600
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,206
−HK$1,630/mo
Today · 4.125%
HK$54,836
baseline
▲ 0.50% · 4.625%
HK$58,173
+HK$3,337/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$109,672/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,405
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,945
−HK$1,561/mo
Today · 4.125%
HK$60,506
baseline
▲ 0.50% · 4.625%
HK$63,696
+HK$3,190/mo
Deposit HK$11.31M · loan HK$11.31M · min. income ≈ HK$121,012/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,921
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,847
−HK$1,957/mo
Today · 4.125%
HK$65,804
baseline
▲ 0.50% · 4.625%
HK$69,808
+HK$4,004/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,608/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,886
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,733
−HK$1,875/mo
Today · 4.125%
HK$72,608
baseline
▲ 0.50% · 4.625%
HK$76,435
+HK$3,827/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,216/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,241
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,488
−HK$2,283/mo
Today · 4.125%
HK$76,771
baseline
▲ 0.50% · 4.625%
HK$81,442
+HK$4,671/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,542/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,367
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,522
−HK$2,187/mo
Today · 4.125%
HK$84,709
baseline
▲ 0.50% · 4.625%
HK$89,174
+HK$4,465/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,418/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,881
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,770
−HK$2,935/mo
Today · 4.125%
HK$98,705
baseline
▲ 0.50% · 4.625%
HK$104,711
+HK$6,006/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,410/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,329
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$106,100
−HK$2,812/mo
Today · 4.125%
HK$108,912
baseline
▲ 0.50% · 4.625%
HK$114,652
+HK$5,740/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,824/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,743 · Scale 2, in force from 26 Feb 2026)