LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,603
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,208
−HK$1,631/mo
Today · 4.125%
HK$54,839
baseline
▲ 0.50% · 4.625%
HK$58,176
+HK$3,337/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,678/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,408
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,947
−HK$1,562/mo
Today · 4.125%
HK$60,509
baseline
▲ 0.50% · 4.625%
HK$63,699
+HK$3,190/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,018/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,924
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,850
−HK$1,957/mo
Today · 4.125%
HK$65,807
baseline
▲ 0.50% · 4.625%
HK$69,811
+HK$4,004/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,614/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,889
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,737
−HK$1,874/mo
Today · 4.125%
HK$72,611
baseline
▲ 0.50% · 4.625%
HK$76,439
+HK$3,828/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,222/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,244
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,491
−HK$2,283/mo
Today · 4.125%
HK$76,774
baseline
▲ 0.50% · 4.625%
HK$81,446
+HK$4,672/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,548/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,371
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,526
−HK$2,187/mo
Today · 4.125%
HK$84,713
baseline
▲ 0.50% · 4.625%
HK$89,178
+HK$4,465/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,426/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,885
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$95,775
−HK$2,935/mo
Today · 4.125%
HK$98,710
baseline
▲ 0.50% · 4.625%
HK$104,716
+HK$6,006/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,420/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,334
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$106,105
−HK$2,812/mo
Today · 4.125%
HK$108,917
baseline
▲ 0.50% · 4.625%
HK$114,658
+HK$5,741/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,834/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,789 · Scale 2, in force from 26 Feb 2026)