LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,604
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,210
−HK$1,630/mo
Today · 4.125%
HK$54,840
baseline
▲ 0.50% · 4.625%
HK$58,177
+HK$3,337/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,680/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,409
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,949
−HK$1,562/mo
Today · 4.125%
HK$60,511
baseline
▲ 0.50% · 4.625%
HK$63,701
+HK$3,190/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,022/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,925
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,852
−HK$1,957/mo
Today · 4.125%
HK$65,809
baseline
▲ 0.50% · 4.625%
HK$69,813
+HK$4,004/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,618/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,891
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,739
−HK$1,874/mo
Today · 4.125%
HK$72,613
baseline
▲ 0.50% · 4.625%
HK$76,441
+HK$3,828/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,226/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,246
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,493
−HK$2,284/mo
Today · 4.125%
HK$76,777
baseline
▲ 0.50% · 4.625%
HK$81,448
+HK$4,671/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,554/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,373
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,529
−HK$2,187/mo
Today · 4.125%
HK$84,716
baseline
▲ 0.50% · 4.625%
HK$89,181
+HK$4,465/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,432/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,888
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$95,777
−HK$2,936/mo
Today · 4.125%
HK$98,713
baseline
▲ 0.50% · 4.625%
HK$104,719
+HK$6,006/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,426/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,337
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$106,108
−HK$2,812/mo
Today · 4.125%
HK$108,920
baseline
▲ 0.50% · 4.625%
HK$114,661
+HK$5,741/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,840/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$961,817 · Scale 2, in force from 26 Feb 2026)