LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,606
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,211
−HK$1,631/mo
Today · 4.125%
HK$54,842
baseline
▲ 0.50% · 4.625%
HK$58,179
+HK$3,337/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,684/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,411
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,951
−HK$1,562/mo
Today · 4.125%
HK$60,513
baseline
▲ 0.50% · 4.625%
HK$63,703
+HK$3,190/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,026/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,927
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,854
−HK$1,957/mo
Today · 4.125%
HK$65,811
baseline
▲ 0.50% · 4.625%
HK$69,815
+HK$4,004/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,622/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,894
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,741
−HK$1,875/mo
Today · 4.125%
HK$72,616
baseline
▲ 0.50% · 4.625%
HK$76,443
+HK$3,827/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,232/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,249
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,496
−HK$2,283/mo
Today · 4.125%
HK$76,779
baseline
▲ 0.50% · 4.625%
HK$81,451
+HK$4,672/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,558/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,376
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,531
−HK$2,187/mo
Today · 4.125%
HK$84,718
baseline
▲ 0.50% · 4.625%
HK$89,184
+HK$4,466/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,436/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,891
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$95,780
−HK$2,936/mo
Today · 4.125%
HK$98,716
baseline
▲ 0.50% · 4.625%
HK$104,723
+HK$6,007/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,432/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$961,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,340
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$106,112
−HK$2,812/mo
Today · 4.125%
HK$108,924
baseline
▲ 0.50% · 4.625%
HK$114,665
+HK$5,741/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,848/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$961,849 · Scale 2, in force from 26 Feb 2026)