LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,607
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,212
−HK$1,631/mo
Today · 4.125%
HK$54,843
baseline
▲ 0.50% · 4.625%
HK$58,180
+HK$3,337/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,686/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,412
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,951
−HK$1,563/mo
Today · 4.125%
HK$60,514
baseline
▲ 0.50% · 4.625%
HK$63,703
+HK$3,189/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,028/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,928
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,854
−HK$1,957/mo
Today · 4.125%
HK$65,811
baseline
▲ 0.50% · 4.625%
HK$69,816
+HK$4,005/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,622/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,894
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,742
−HK$1,874/mo
Today · 4.125%
HK$72,616
baseline
▲ 0.50% · 4.625%
HK$76,444
+HK$3,828/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,232/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$961,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,249
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,496
−HK$2,284/mo
Today · 4.125%
HK$76,780
baseline
▲ 0.50% · 4.625%
HK$81,452
+HK$4,672/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,560/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,376
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,532
−HK$2,187/mo
Today · 4.125%
HK$84,719
baseline
▲ 0.50% · 4.625%
HK$89,185
+HK$4,466/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,438/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,892
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$95,781
−HK$2,936/mo
Today · 4.125%
HK$98,717
baseline
▲ 0.50% · 4.625%
HK$104,724
+HK$6,007/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,434/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$961,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,341
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$106,113
−HK$2,811/mo
Today · 4.125%
HK$108,924
baseline
▲ 0.50% · 4.625%
HK$114,666
+HK$5,742/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,848/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$961,856 · Scale 2, in force from 26 Feb 2026)