LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,612
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,218
−HK$1,631/mo
Today · 4.125%
HK$54,849
baseline
▲ 0.50% · 4.625%
HK$58,186
+HK$3,337/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,698/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,418
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,958
−HK$1,562/mo
Today · 4.125%
HK$60,520
baseline
▲ 0.50% · 4.625%
HK$63,711
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,040/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,935
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,861
−HK$1,958/mo
Today · 4.125%
HK$65,819
baseline
▲ 0.50% · 4.625%
HK$69,824
+HK$4,005/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,638/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$961,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,902
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,750
−HK$1,874/mo
Today · 4.125%
HK$72,624
baseline
▲ 0.50% · 4.625%
HK$76,453
+HK$3,829/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,248/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$961,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,257
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,505
−HK$2,284/mo
Today · 4.125%
HK$76,789
baseline
▲ 0.50% · 4.625%
HK$81,461
+HK$4,672/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,578/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,386
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,541
−HK$2,188/mo
Today · 4.125%
HK$84,729
baseline
▲ 0.50% · 4.625%
HK$89,195
+HK$4,466/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,458/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,902
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$95,792
−HK$2,936/mo
Today · 4.125%
HK$98,728
baseline
▲ 0.50% · 4.625%
HK$104,735
+HK$6,007/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,456/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$961,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,353
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$106,125
−HK$2,812/mo
Today · 4.125%
HK$108,937
baseline
▲ 0.50% · 4.625%
HK$114,679
+HK$5,742/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,874/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$961,966 · Scale 2, in force from 26 Feb 2026)