LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,613
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,219
−HK$1,631/mo
Today · 4.125%
HK$54,850
baseline
▲ 0.50% · 4.625%
HK$58,187
+HK$3,337/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,700/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,419
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,959
−HK$1,562/mo
Today · 4.125%
HK$60,521
baseline
▲ 0.50% · 4.625%
HK$63,712
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,042/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,936
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,863
−HK$1,957/mo
Today · 4.125%
HK$65,820
baseline
▲ 0.50% · 4.625%
HK$69,825
+HK$4,005/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,640/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$961,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,903
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,751
−HK$1,875/mo
Today · 4.125%
HK$72,626
baseline
▲ 0.50% · 4.625%
HK$76,454
+HK$3,828/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,252/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$961,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,259
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,506
−HK$2,284/mo
Today · 4.125%
HK$76,790
baseline
▲ 0.50% · 4.625%
HK$81,462
+HK$4,672/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,580/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,387
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,543
−HK$2,187/mo
Today · 4.125%
HK$84,730
baseline
▲ 0.50% · 4.625%
HK$89,196
+HK$4,466/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,460/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,904
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$95,794
−HK$2,936/mo
Today · 4.125%
HK$98,730
baseline
▲ 0.50% · 4.625%
HK$104,737
+HK$6,007/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,460/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$961,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,355
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$106,127
−HK$2,812/mo
Today · 4.125%
HK$108,939
baseline
▲ 0.50% · 4.625%
HK$114,681
+HK$5,742/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,878/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$961,982 · Scale 2, in force from 26 Feb 2026)