LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,614
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,219
−HK$1,631/mo
Today · 4.125%
HK$54,850
baseline
▲ 0.50% · 4.625%
HK$58,188
+HK$3,338/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,700/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,420
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,960
−HK$1,562/mo
Today · 4.125%
HK$60,522
baseline
▲ 0.50% · 4.625%
HK$63,712
+HK$3,190/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,044/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$961,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,937
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,863
−HK$1,957/mo
Today · 4.125%
HK$65,820
baseline
▲ 0.50% · 4.625%
HK$69,826
+HK$4,006/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,640/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$961,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,904
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,752
−HK$1,874/mo
Today · 4.125%
HK$72,626
baseline
▲ 0.50% · 4.625%
HK$76,455
+HK$3,829/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,252/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$961,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,259
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,507
−HK$2,284/mo
Today · 4.125%
HK$76,791
baseline
▲ 0.50% · 4.625%
HK$81,463
+HK$4,672/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$153,582/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,388
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,544
−HK$2,187/mo
Today · 4.125%
HK$84,731
baseline
▲ 0.50% · 4.625%
HK$89,197
+HK$4,466/mo
Deposit HK$6.79M · loan HK$15.84M · min. income ≈ HK$169,462/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,905
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$95,795
−HK$2,936/mo
Today · 4.125%
HK$98,731
baseline
▲ 0.50% · 4.625%
HK$104,738
+HK$6,007/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,462/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$961,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,356
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$106,128
−HK$2,812/mo
Today · 4.125%
HK$108,940
baseline
▲ 0.50% · 4.625%
HK$114,682
+HK$5,742/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,880/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$961,991 · Scale 2, in force from 26 Feb 2026)