LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,617
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,223
−HK$1,631/mo
Today · 4.125%
HK$54,854
baseline
▲ 0.50% · 4.625%
HK$58,192
+HK$3,338/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,708/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,424
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,964
−HK$1,562/mo
Today · 4.125%
HK$60,526
baseline
▲ 0.50% · 4.625%
HK$63,717
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,052/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,941
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,868
−HK$1,957/mo
Today · 4.125%
HK$65,825
baseline
▲ 0.50% · 4.625%
HK$69,830
+HK$4,005/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$131,650/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,909
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,757
−HK$1,875/mo
Today · 4.125%
HK$72,632
baseline
▲ 0.50% · 4.625%
HK$76,460
+HK$3,828/mo
Deposit HK$9.05M · loan HK$13.58M · min. income ≈ HK$145,264/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,264
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,512
−HK$2,284/mo
Today · 4.125%
HK$76,796
baseline
▲ 0.50% · 4.625%
HK$81,469
+HK$4,673/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,592/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,393
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,550
−HK$2,187/mo
Today · 4.125%
HK$84,737
baseline
▲ 0.50% · 4.625%
HK$89,203
+HK$4,466/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,474/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,911
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$95,801
−HK$2,937/mo
Today · 4.125%
HK$98,738
baseline
▲ 0.50% · 4.625%
HK$104,746
+HK$6,008/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,476/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,363
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$106,135
−HK$2,812/mo
Today · 4.125%
HK$108,947
baseline
▲ 0.50% · 4.625%
HK$114,690
+HK$5,743/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,894/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,059 · Scale 2, in force from 26 Feb 2026)