LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,621
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,226
−HK$1,632/mo
Today · 4.125%
HK$54,858
baseline
▲ 0.50% · 4.625%
HK$58,196
+HK$3,338/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,716/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,427
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,968
−HK$1,562/mo
Today · 4.125%
HK$60,530
baseline
▲ 0.50% · 4.625%
HK$63,721
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,060/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,945
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,871
−HK$1,958/mo
Today · 4.125%
HK$65,829
baseline
▲ 0.50% · 4.625%
HK$69,835
+HK$4,006/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$131,658/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,913
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,761
−HK$1,875/mo
Today · 4.125%
HK$72,636
baseline
▲ 0.50% · 4.625%
HK$76,465
+HK$3,829/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$145,272/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,269
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,517
−HK$2,284/mo
Today · 4.125%
HK$76,801
baseline
▲ 0.50% · 4.625%
HK$81,474
+HK$4,673/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,602/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,398
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,555
−HK$2,187/mo
Today · 4.125%
HK$84,742
baseline
▲ 0.50% · 4.625%
HK$89,209
+HK$4,467/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,484/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,917
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$95,807
−HK$2,937/mo
Today · 4.125%
HK$98,744
baseline
▲ 0.50% · 4.625%
HK$104,752
+HK$6,008/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,488/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,369
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,142
−HK$2,812/mo
Today · 4.125%
HK$108,954
baseline
▲ 0.50% · 4.625%
HK$114,697
+HK$5,743/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,908/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,117 · Scale 2, in force from 26 Feb 2026)