LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,621
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,227
−HK$1,632/mo
Today · 4.125%
HK$54,859
baseline
▲ 0.50% · 4.625%
HK$58,197
+HK$3,338/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,718/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,428
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,969
−HK$1,562/mo
Today · 4.125%
HK$60,531
baseline
▲ 0.50% · 4.625%
HK$63,722
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,062/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,946
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,873
−HK$1,957/mo
Today · 4.125%
HK$65,830
baseline
▲ 0.50% · 4.625%
HK$69,836
+HK$4,006/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$131,660/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,914
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,762
−HK$1,875/mo
Today · 4.125%
HK$72,637
baseline
▲ 0.50% · 4.625%
HK$76,466
+HK$3,829/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$145,274/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,270
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,518
−HK$2,284/mo
Today · 4.125%
HK$76,802
baseline
▲ 0.50% · 4.625%
HK$81,475
+HK$4,673/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,604/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,400
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,556
−HK$2,188/mo
Today · 4.125%
HK$84,744
baseline
▲ 0.50% · 4.625%
HK$89,210
+HK$4,466/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,488/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,919
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$95,809
−HK$2,937/mo
Today · 4.125%
HK$98,746
baseline
▲ 0.50% · 4.625%
HK$104,754
+HK$6,008/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$197,492/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,371
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,143
−HK$2,813/mo
Today · 4.125%
HK$108,956
baseline
▲ 0.50% · 4.625%
HK$114,699
+HK$5,743/mo
Deposit HK$2.26M · loan HK$20.37M · min. income ≈ HK$217,912/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,135 · Scale 2, in force from 26 Feb 2026)