LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,623
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,228
−HK$1,632/mo
Today · 4.125%
HK$54,860
baseline
▲ 0.50% · 4.625%
HK$58,198
+HK$3,338/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,720/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,430
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,970
−HK$1,562/mo
Today · 4.125%
HK$60,532
baseline
▲ 0.50% · 4.625%
HK$63,723
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,064/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,947
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,874
−HK$1,958/mo
Today · 4.125%
HK$65,832
baseline
▲ 0.50% · 4.625%
HK$69,837
+HK$4,005/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$131,664/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,915
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,764
−HK$1,875/mo
Today · 4.125%
HK$72,639
baseline
▲ 0.50% · 4.625%
HK$76,468
+HK$3,829/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$145,278/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,272
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,520
−HK$2,284/mo
Today · 4.125%
HK$76,804
baseline
▲ 0.50% · 4.625%
HK$81,477
+HK$4,673/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,608/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,401
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,558
−HK$2,187/mo
Today · 4.125%
HK$84,745
baseline
▲ 0.50% · 4.625%
HK$89,212
+HK$4,467/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,490/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,921
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$95,811
−HK$2,936/mo
Today · 4.125%
HK$98,747
baseline
▲ 0.50% · 4.625%
HK$104,756
+HK$6,009/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,494/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,373
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,146
−HK$2,812/mo
Today · 4.125%
HK$108,958
baseline
▲ 0.50% · 4.625%
HK$114,701
+HK$5,743/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,916/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,154 · Scale 2, in force from 26 Feb 2026)