LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,624
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,230
−HK$1,631/mo
Today · 4.125%
HK$54,861
baseline
▲ 0.50% · 4.625%
HK$58,199
+HK$3,338/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,722/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,431
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,971
−HK$1,563/mo
Today · 4.125%
HK$60,534
baseline
▲ 0.50% · 4.625%
HK$63,724
+HK$3,190/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,068/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,948
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,875
−HK$1,958/mo
Today · 4.125%
HK$65,833
baseline
▲ 0.50% · 4.625%
HK$69,839
+HK$4,006/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$131,666/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,917
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,765
−HK$1,875/mo
Today · 4.125%
HK$72,640
baseline
▲ 0.50% · 4.625%
HK$76,469
+HK$3,829/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$145,280/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,273
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,521
−HK$2,284/mo
Today · 4.125%
HK$76,805
baseline
▲ 0.50% · 4.625%
HK$81,479
+HK$4,674/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,610/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,403
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,560
−HK$2,187/mo
Today · 4.125%
HK$84,747
baseline
▲ 0.50% · 4.625%
HK$89,214
+HK$4,467/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,494/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,923
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$95,813
−HK$2,937/mo
Today · 4.125%
HK$98,750
baseline
▲ 0.50% · 4.625%
HK$104,758
+HK$6,008/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,500/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,376
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,148
−HK$2,813/mo
Today · 4.125%
HK$108,961
baseline
▲ 0.50% · 4.625%
HK$114,704
+HK$5,743/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,922/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,177 · Scale 2, in force from 26 Feb 2026)