LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,625
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,231
−HK$1,632/mo
Today · 4.125%
HK$54,863
baseline
▲ 0.50% · 4.625%
HK$58,201
+HK$3,338/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,726/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,432
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,973
−HK$1,562/mo
Today · 4.125%
HK$60,535
baseline
▲ 0.50% · 4.625%
HK$63,726
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,070/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,950
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,877
−HK$1,958/mo
Today · 4.125%
HK$65,835
baseline
▲ 0.50% · 4.625%
HK$69,841
+HK$4,006/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$131,670/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,919
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,767
−HK$1,875/mo
Today · 4.125%
HK$72,642
baseline
▲ 0.50% · 4.625%
HK$76,472
+HK$3,830/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$145,284/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,275
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,523
−HK$2,285/mo
Today · 4.125%
HK$76,808
baseline
▲ 0.50% · 4.625%
HK$81,481
+HK$4,673/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,616/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,405
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,562
−HK$2,188/mo
Today · 4.125%
HK$84,750
baseline
▲ 0.50% · 4.625%
HK$89,217
+HK$4,467/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,500/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,925
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,816
−HK$2,937/mo
Today · 4.125%
HK$98,753
baseline
▲ 0.50% · 4.625%
HK$104,761
+HK$6,008/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,506/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,378
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$106,151
−HK$2,813/mo
Today · 4.125%
HK$108,964
baseline
▲ 0.50% · 4.625%
HK$114,707
+HK$5,743/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,928/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,204 · Scale 2, in force from 26 Feb 2026)