LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,626
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,232
−HK$1,631/mo
Today · 4.125%
HK$54,863
baseline
▲ 0.50% · 4.625%
HK$58,202
+HK$3,339/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,726/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,433
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,974
−HK$1,562/mo
Today · 4.125%
HK$60,536
baseline
▲ 0.50% · 4.625%
HK$63,727
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,072/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,951
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,878
−HK$1,958/mo
Today · 4.125%
HK$65,836
baseline
▲ 0.50% · 4.625%
HK$69,842
+HK$4,006/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$131,672/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,920
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,768
−HK$1,875/mo
Today · 4.125%
HK$72,643
baseline
▲ 0.50% · 4.625%
HK$76,473
+HK$3,830/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$145,286/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,276
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,524
−HK$2,285/mo
Today · 4.125%
HK$76,809
baseline
▲ 0.50% · 4.625%
HK$81,482
+HK$4,673/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,618/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,407
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,563
−HK$2,188/mo
Today · 4.125%
HK$84,751
baseline
▲ 0.50% · 4.625%
HK$89,218
+HK$4,467/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,502/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,927
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$95,817
−HK$2,937/mo
Today · 4.125%
HK$98,754
baseline
▲ 0.50% · 4.625%
HK$104,763
+HK$6,009/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,508/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,380
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,152
−HK$2,813/mo
Today · 4.125%
HK$108,965
baseline
▲ 0.50% · 4.625%
HK$114,709
+HK$5,744/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,930/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,217 · Scale 2, in force from 26 Feb 2026)