LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,627
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,232
−HK$1,632/mo
Today · 4.125%
HK$54,864
baseline
▲ 0.50% · 4.625%
HK$58,202
+HK$3,338/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,728/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,434
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,974
−HK$1,563/mo
Today · 4.125%
HK$60,537
baseline
▲ 0.50% · 4.625%
HK$63,728
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,074/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,952
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,879
−HK$1,958/mo
Today · 4.125%
HK$65,837
baseline
▲ 0.50% · 4.625%
HK$69,843
+HK$4,006/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$131,674/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,921
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,769
−HK$1,875/mo
Today · 4.125%
HK$72,644
baseline
▲ 0.50% · 4.625%
HK$76,474
+HK$3,830/mo
Deposit HK$9.06M · loan HK$13.58M · min. income ≈ HK$145,288/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,277
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,525
−HK$2,285/mo
Today · 4.125%
HK$76,810
baseline
▲ 0.50% · 4.625%
HK$81,483
+HK$4,673/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,620/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,408
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,564
−HK$2,188/mo
Today · 4.125%
HK$84,752
baseline
▲ 0.50% · 4.625%
HK$89,219
+HK$4,467/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,504/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,928
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$95,818
−HK$2,937/mo
Today · 4.125%
HK$98,755
baseline
▲ 0.50% · 4.625%
HK$104,764
+HK$6,009/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,510/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,381
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$106,154
−HK$2,813/mo
Today · 4.125%
HK$108,967
baseline
▲ 0.50% · 4.625%
HK$114,710
+HK$5,743/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,934/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,229 · Scale 2, in force from 26 Feb 2026)