LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,629
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,235
−HK$1,632/mo
Today · 4.125%
HK$54,867
baseline
▲ 0.50% · 4.625%
HK$58,205
+HK$3,338/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,734/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,437
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,978
−HK$1,562/mo
Today · 4.125%
HK$60,540
baseline
▲ 0.50% · 4.625%
HK$63,731
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,080/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,955
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,882
−HK$1,958/mo
Today · 4.125%
HK$65,840
baseline
▲ 0.50% · 4.625%
HK$69,847
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,680/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,925
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,773
−HK$1,875/mo
Today · 4.125%
HK$72,648
baseline
▲ 0.50% · 4.625%
HK$76,478
+HK$3,830/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,296/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,281
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,529
−HK$2,285/mo
Today · 4.125%
HK$76,814
baseline
▲ 0.50% · 4.625%
HK$81,488
+HK$4,674/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,628/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,412
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,569
−HK$2,187/mo
Today · 4.125%
HK$84,756
baseline
▲ 0.50% · 4.625%
HK$89,224
+HK$4,468/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,512/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$962,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,933
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$95,823
−HK$2,937/mo
Today · 4.125%
HK$98,760
baseline
▲ 0.50% · 4.625%
HK$104,770
+HK$6,010/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,520/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,387
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,160
−HK$2,812/mo
Today · 4.125%
HK$108,972
baseline
▲ 0.50% · 4.625%
HK$114,717
+HK$5,745/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,944/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,281 · Scale 2, in force from 26 Feb 2026)