LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,631
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,237
−HK$1,632/mo
Today · 4.125%
HK$54,869
baseline
▲ 0.50% · 4.625%
HK$58,207
+HK$3,338/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,738/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,439
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,979
−HK$1,563/mo
Today · 4.125%
HK$60,542
baseline
▲ 0.50% · 4.625%
HK$63,733
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,084/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,957
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,884
−HK$1,958/mo
Today · 4.125%
HK$65,842
baseline
▲ 0.50% · 4.625%
HK$69,849
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,684/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,927
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,775
−HK$1,876/mo
Today · 4.125%
HK$72,651
baseline
▲ 0.50% · 4.625%
HK$76,480
+HK$3,829/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,302/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,283
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,532
−HK$2,284/mo
Today · 4.125%
HK$76,816
baseline
▲ 0.50% · 4.625%
HK$81,490
+HK$4,674/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,632/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,415
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,571
−HK$2,188/mo
Today · 4.125%
HK$84,759
baseline
▲ 0.50% · 4.625%
HK$89,227
+HK$4,468/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,518/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,936
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,827
−HK$2,937/mo
Today · 4.125%
HK$98,764
baseline
▲ 0.50% · 4.625%
HK$104,773
+HK$6,009/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,528/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,390
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$106,163
−HK$2,813/mo
Today · 4.125%
HK$108,976
baseline
▲ 0.50% · 4.625%
HK$114,720
+HK$5,744/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,952/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,312 · Scale 2, in force from 26 Feb 2026)