LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,633
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,239
−HK$1,632/mo
Today · 4.125%
HK$54,871
baseline
▲ 0.50% · 4.625%
HK$58,210
+HK$3,339/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,742/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,441
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,982
−HK$1,563/mo
Today · 4.125%
HK$60,545
baseline
▲ 0.50% · 4.625%
HK$63,736
+HK$3,191/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,090/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$962,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,960
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,887
−HK$1,958/mo
Today · 4.125%
HK$65,845
baseline
▲ 0.50% · 4.625%
HK$69,852
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,690/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,930
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,778
−HK$1,876/mo
Today · 4.125%
HK$72,654
baseline
▲ 0.50% · 4.625%
HK$76,483
+HK$3,829/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,308/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,286
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,535
−HK$2,284/mo
Today · 4.125%
HK$76,819
baseline
▲ 0.50% · 4.625%
HK$81,494
+HK$4,675/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,638/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,418
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,575
−HK$2,188/mo
Today · 4.125%
HK$84,763
baseline
▲ 0.50% · 4.625%
HK$89,231
+HK$4,468/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,526/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,940
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,831
−HK$2,937/mo
Today · 4.125%
HK$98,768
baseline
▲ 0.50% · 4.625%
HK$104,777
+HK$6,009/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,536/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,394
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$106,167
−HK$2,813/mo
Today · 4.125%
HK$108,980
baseline
▲ 0.50% · 4.625%
HK$114,725
+HK$5,745/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,960/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,351 · Scale 2, in force from 26 Feb 2026)