LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,637
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,243
−HK$1,632/mo
Today · 4.125%
HK$54,875
baseline
▲ 0.50% · 4.625%
HK$58,214
+HK$3,339/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,750/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,446
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,986
−HK$1,563/mo
Today · 4.125%
HK$60,549
baseline
▲ 0.50% · 4.625%
HK$63,741
+HK$3,192/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,098/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,965
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,892
−HK$1,958/mo
Today · 4.125%
HK$65,850
baseline
▲ 0.50% · 4.625%
HK$69,857
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,700/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,935
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,784
−HK$1,875/mo
Today · 4.125%
HK$72,659
baseline
▲ 0.50% · 4.625%
HK$76,489
+HK$3,830/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,318/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,292
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,541
−HK$2,284/mo
Today · 4.125%
HK$76,825
baseline
▲ 0.50% · 4.625%
HK$81,500
+HK$4,675/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,650/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,424
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,581
−HK$2,188/mo
Today · 4.125%
HK$84,769
baseline
▲ 0.50% · 4.625%
HK$89,237
+HK$4,468/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,538/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,947
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,838
−HK$2,937/mo
Today · 4.125%
HK$98,775
baseline
▲ 0.50% · 4.625%
HK$104,786
+HK$6,011/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,550/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,402
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,176
−HK$2,813/mo
Today · 4.125%
HK$108,989
baseline
▲ 0.50% · 4.625%
HK$114,734
+HK$5,745/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,978/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,427 · Scale 2, in force from 26 Feb 2026)