LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,638
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,245
−HK$1,632/mo
Today · 4.125%
HK$54,877
baseline
▲ 0.50% · 4.625%
HK$58,216
+HK$3,339/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,754/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,447
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,988
−HK$1,563/mo
Today · 4.125%
HK$60,551
baseline
▲ 0.50% · 4.625%
HK$63,743
+HK$3,192/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,102/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,966
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,894
−HK$1,958/mo
Today · 4.125%
HK$65,852
baseline
▲ 0.50% · 4.625%
HK$69,859
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,704/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,937
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,786
−HK$1,875/mo
Today · 4.125%
HK$72,661
baseline
▲ 0.50% · 4.625%
HK$76,491
+HK$3,830/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,322/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,294
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,543
−HK$2,284/mo
Today · 4.125%
HK$76,827
baseline
▲ 0.50% · 4.625%
HK$81,502
+HK$4,675/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,654/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,426
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,583
−HK$2,188/mo
Today · 4.125%
HK$84,771
baseline
▲ 0.50% · 4.625%
HK$89,240
+HK$4,469/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,542/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,949
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,840
−HK$2,938/mo
Today · 4.125%
HK$98,778
baseline
▲ 0.50% · 4.625%
HK$104,788
+HK$6,010/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,556/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,405
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,178
−HK$2,814/mo
Today · 4.125%
HK$108,992
baseline
▲ 0.50% · 4.625%
HK$114,737
+HK$5,745/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,984/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,450 · Scale 2, in force from 26 Feb 2026)