LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,640
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,246
−HK$1,632/mo
Today · 4.125%
HK$54,878
baseline
▲ 0.50% · 4.625%
HK$58,217
+HK$3,339/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,756/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,448
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,989
−HK$1,563/mo
Today · 4.125%
HK$60,552
baseline
▲ 0.50% · 4.625%
HK$63,744
+HK$3,192/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,104/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,967
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,895
−HK$1,958/mo
Today · 4.125%
HK$65,853
baseline
▲ 0.50% · 4.625%
HK$69,860
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,706/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,938
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,787
−HK$1,876/mo
Today · 4.125%
HK$72,663
baseline
▲ 0.50% · 4.625%
HK$76,493
+HK$3,830/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,326/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,295
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,544
−HK$2,285/mo
Today · 4.125%
HK$76,829
baseline
▲ 0.50% · 4.625%
HK$81,504
+HK$4,675/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,658/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,428
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,585
−HK$2,188/mo
Today · 4.125%
HK$84,773
baseline
▲ 0.50% · 4.625%
HK$89,242
+HK$4,469/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,546/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,951
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,842
−HK$2,938/mo
Today · 4.125%
HK$98,780
baseline
▲ 0.50% · 4.625%
HK$104,790
+HK$6,010/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,560/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,407
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,181
−HK$2,813/mo
Today · 4.125%
HK$108,994
baseline
▲ 0.50% · 4.625%
HK$114,739
+HK$5,745/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,988/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,471 · Scale 2, in force from 26 Feb 2026)