LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,641
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,247
−HK$1,632/mo
Today · 4.125%
HK$54,879
baseline
▲ 0.50% · 4.625%
HK$58,218
+HK$3,339/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,758/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,450
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,990
−HK$1,563/mo
Today · 4.125%
HK$60,553
baseline
▲ 0.50% · 4.625%
HK$63,745
+HK$3,192/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,106/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,969
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,896
−HK$1,959/mo
Today · 4.125%
HK$65,855
baseline
▲ 0.50% · 4.625%
HK$69,862
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,710/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,940
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,788
−HK$1,876/mo
Today · 4.125%
HK$72,664
baseline
▲ 0.50% · 4.625%
HK$76,494
+HK$3,830/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,328/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,297
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,546
−HK$2,284/mo
Today · 4.125%
HK$76,830
baseline
▲ 0.50% · 4.625%
HK$81,505
+HK$4,675/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,660/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,429
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,587
−HK$2,188/mo
Today · 4.125%
HK$84,775
baseline
▲ 0.50% · 4.625%
HK$89,243
+HK$4,468/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,550/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,953
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,844
−HK$2,938/mo
Today · 4.125%
HK$98,782
baseline
▲ 0.50% · 4.625%
HK$104,793
+HK$6,011/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,564/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,409
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,183
−HK$2,813/mo
Today · 4.125%
HK$108,996
baseline
▲ 0.50% · 4.625%
HK$114,741
+HK$5,745/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,992/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,490 · Scale 2, in force from 26 Feb 2026)