LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,642
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,248
−HK$1,632/mo
Today · 4.125%
HK$54,880
baseline
▲ 0.50% · 4.625%
HK$58,220
+HK$3,340/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,760/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,451
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,992
−HK$1,563/mo
Today · 4.125%
HK$60,555
baseline
▲ 0.50% · 4.625%
HK$63,747
+HK$3,192/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,110/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,971
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,898
−HK$1,959/mo
Today · 4.125%
HK$65,857
baseline
▲ 0.50% · 4.625%
HK$69,864
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,714/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,942
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,791
−HK$1,875/mo
Today · 4.125%
HK$72,666
baseline
▲ 0.50% · 4.625%
HK$76,497
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,332/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,299
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,548
−HK$2,285/mo
Today · 4.125%
HK$76,833
baseline
▲ 0.50% · 4.625%
HK$81,508
+HK$4,675/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,666/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,432
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,589
−HK$2,188/mo
Today · 4.125%
HK$84,777
baseline
▲ 0.50% · 4.625%
HK$89,246
+HK$4,469/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,554/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,956
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,847
−HK$2,938/mo
Today · 4.125%
HK$98,785
baseline
▲ 0.50% · 4.625%
HK$104,796
+HK$6,011/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,570/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,412
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,186
−HK$2,813/mo
Today · 4.125%
HK$108,999
baseline
▲ 0.50% · 4.625%
HK$114,745
+HK$5,746/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$217,998/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,519 · Scale 2, in force from 26 Feb 2026)