LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,643
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,250
−HK$1,632/mo
Today · 4.125%
HK$54,882
baseline
▲ 0.50% · 4.625%
HK$58,221
+HK$3,339/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,764/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,453
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,993
−HK$1,564/mo
Today · 4.125%
HK$60,557
baseline
▲ 0.50% · 4.625%
HK$63,749
+HK$3,192/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,114/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,972
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,900
−HK$1,958/mo
Today · 4.125%
HK$65,858
baseline
▲ 0.50% · 4.625%
HK$69,865
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,716/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,943
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,792
−HK$1,876/mo
Today · 4.125%
HK$72,668
baseline
▲ 0.50% · 4.625%
HK$76,498
+HK$3,830/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,336/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,301
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,550
−HK$2,284/mo
Today · 4.125%
HK$76,834
baseline
▲ 0.50% · 4.625%
HK$81,510
+HK$4,676/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,668/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,434
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,591
−HK$2,188/mo
Today · 4.125%
HK$84,779
baseline
▲ 0.50% · 4.625%
HK$89,248
+HK$4,469/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,558/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,958
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,849
−HK$2,938/mo
Today · 4.125%
HK$98,787
baseline
▲ 0.50% · 4.625%
HK$104,798
+HK$6,011/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,574/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,415
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,188
−HK$2,814/mo
Today · 4.125%
HK$109,002
baseline
▲ 0.50% · 4.625%
HK$114,748
+HK$5,746/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$218,004/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,541 · Scale 2, in force from 26 Feb 2026)