LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,644
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,251
−HK$1,632/mo
Today · 4.125%
HK$54,883
baseline
▲ 0.50% · 4.625%
HK$58,222
+HK$3,339/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$109,766/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,454
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,995
−HK$1,563/mo
Today · 4.125%
HK$60,558
baseline
▲ 0.50% · 4.625%
HK$63,750
+HK$3,192/mo
Deposit HK$11.32M · loan HK$11.32M · min. income ≈ HK$121,116/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,973
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,901
−HK$1,958/mo
Today · 4.125%
HK$65,859
baseline
▲ 0.50% · 4.625%
HK$69,867
+HK$4,008/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,718/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,944
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,793
−HK$1,876/mo
Today · 4.125%
HK$72,669
baseline
▲ 0.50% · 4.625%
HK$76,500
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,338/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,302
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,551
−HK$2,285/mo
Today · 4.125%
HK$76,836
baseline
▲ 0.50% · 4.625%
HK$81,511
+HK$4,675/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$153,672/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,435
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,592
−HK$2,189/mo
Today · 4.125%
HK$84,781
baseline
▲ 0.50% · 4.625%
HK$89,250
+HK$4,469/mo
Deposit HK$6.79M · loan HK$15.85M · min. income ≈ HK$169,562/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,960
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,851
−HK$2,938/mo
Today · 4.125%
HK$98,789
baseline
▲ 0.50% · 4.625%
HK$104,800
+HK$6,011/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$197,578/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,417
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,190
−HK$2,814/mo
Today · 4.125%
HK$109,004
baseline
▲ 0.50% · 4.625%
HK$114,750
+HK$5,746/mo
Deposit HK$2.26M · loan HK$20.38M · min. income ≈ HK$218,008/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,558 · Scale 2, in force from 26 Feb 2026)