LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,649
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,255
−HK$1,633/mo
Today · 4.125%
HK$54,888
baseline
▲ 0.50% · 4.625%
HK$58,227
+HK$3,339/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,776/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,459
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,000
−HK$1,563/mo
Today · 4.125%
HK$60,563
baseline
▲ 0.50% · 4.625%
HK$63,756
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,126/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,979
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,907
−HK$1,958/mo
Today · 4.125%
HK$65,865
baseline
▲ 0.50% · 4.625%
HK$69,873
+HK$4,008/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,730/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,951
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,800
−HK$1,876/mo
Today · 4.125%
HK$72,676
baseline
▲ 0.50% · 4.625%
HK$76,507
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,352/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,308
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,558
−HK$2,285/mo
Today · 4.125%
HK$76,843
baseline
▲ 0.50% · 4.625%
HK$81,518
+HK$4,675/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,686/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,442
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,600
−HK$2,188/mo
Today · 4.125%
HK$84,788
baseline
▲ 0.50% · 4.625%
HK$89,258
+HK$4,470/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,576/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,968
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,860
−HK$2,938/mo
Today · 4.125%
HK$98,798
baseline
▲ 0.50% · 4.625%
HK$104,809
+HK$6,011/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,596/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,426
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,200
−HK$2,814/mo
Today · 4.125%
HK$109,014
baseline
▲ 0.50% · 4.625%
HK$114,760
+HK$5,746/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,028/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,645 · Scale 2, in force from 26 Feb 2026)