LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,649
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,256
−HK$1,632/mo
Today · 4.125%
HK$54,888
baseline
▲ 0.50% · 4.625%
HK$58,228
+HK$3,340/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,776/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,459
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,000
−HK$1,564/mo
Today · 4.125%
HK$60,564
baseline
▲ 0.50% · 4.625%
HK$63,756
+HK$3,192/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,128/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,979
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,907
−HK$1,959/mo
Today · 4.125%
HK$65,866
baseline
▲ 0.50% · 4.625%
HK$69,873
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,732/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,951
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,800
−HK$1,876/mo
Today · 4.125%
HK$72,676
baseline
▲ 0.50% · 4.625%
HK$76,507
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,352/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,309
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,558
−HK$2,285/mo
Today · 4.125%
HK$76,843
baseline
▲ 0.50% · 4.625%
HK$81,519
+HK$4,676/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,686/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,443
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,600
−HK$2,189/mo
Today · 4.125%
HK$84,789
baseline
▲ 0.50% · 4.625%
HK$89,258
+HK$4,469/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,578/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,969
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,860
−HK$2,938/mo
Today · 4.125%
HK$98,798
baseline
▲ 0.50% · 4.625%
HK$104,810
+HK$6,012/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,596/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,427
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,200
−HK$2,814/mo
Today · 4.125%
HK$109,014
baseline
▲ 0.50% · 4.625%
HK$114,761
+HK$5,747/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,028/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,651 · Scale 2, in force from 26 Feb 2026)