LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,650
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,257
−HK$1,632/mo
Today · 4.125%
HK$54,889
baseline
▲ 0.50% · 4.625%
HK$58,229
+HK$3,340/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,778/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,460
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,001
−HK$1,563/mo
Today · 4.125%
HK$60,564
baseline
▲ 0.50% · 4.625%
HK$63,757
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,128/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,980
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,908
−HK$1,959/mo
Today · 4.125%
HK$65,867
baseline
▲ 0.50% · 4.625%
HK$69,874
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,734/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,952
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,801
−HK$1,876/mo
Today · 4.125%
HK$72,677
baseline
▲ 0.50% · 4.625%
HK$76,508
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,354/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,310
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,559
−HK$2,285/mo
Today · 4.125%
HK$76,844
baseline
▲ 0.50% · 4.625%
HK$81,520
+HK$4,676/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,688/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,444
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,602
−HK$2,188/mo
Today · 4.125%
HK$84,790
baseline
▲ 0.50% · 4.625%
HK$89,260
+HK$4,470/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,580/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,970
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,862
−HK$2,938/mo
Today · 4.125%
HK$98,800
baseline
▲ 0.50% · 4.625%
HK$104,812
+HK$6,012/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,600/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,428
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,202
−HK$2,814/mo
Today · 4.125%
HK$109,016
baseline
▲ 0.50% · 4.625%
HK$114,762
+HK$5,746/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,032/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,665 · Scale 2, in force from 26 Feb 2026)