LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,651
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,258
−HK$1,632/mo
Today · 4.125%
HK$54,890
baseline
▲ 0.50% · 4.625%
HK$58,230
+HK$3,340/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,780/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,461
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,003
−HK$1,563/mo
Today · 4.125%
HK$60,566
baseline
▲ 0.50% · 4.625%
HK$63,758
+HK$3,192/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,132/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,981
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,909
−HK$1,959/mo
Today · 4.125%
HK$65,868
baseline
▲ 0.50% · 4.625%
HK$69,876
+HK$4,008/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,736/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,954
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,803
−HK$1,876/mo
Today · 4.125%
HK$72,679
baseline
▲ 0.50% · 4.625%
HK$76,510
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,358/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,312
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,561
−HK$2,285/mo
Today · 4.125%
HK$76,846
baseline
▲ 0.50% · 4.625%
HK$81,522
+HK$4,676/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,692/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,446
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,604
−HK$2,188/mo
Today · 4.125%
HK$84,792
baseline
▲ 0.50% · 4.625%
HK$89,262
+HK$4,470/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,584/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,972
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,864
−HK$2,938/mo
Today · 4.125%
HK$98,802
baseline
▲ 0.50% · 4.625%
HK$104,814
+HK$6,012/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,604/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,431
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,205
−HK$2,814/mo
Today · 4.125%
HK$109,019
baseline
▲ 0.50% · 4.625%
HK$114,765
+HK$5,746/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,038/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,689 · Scale 2, in force from 26 Feb 2026)