LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,651
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,258
−HK$1,632/mo
Today · 4.125%
HK$54,890
baseline
▲ 0.50% · 4.625%
HK$58,230
+HK$3,340/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,780/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,462
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,003
−HK$1,563/mo
Today · 4.125%
HK$60,566
baseline
▲ 0.50% · 4.625%
HK$63,759
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,132/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,982
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,910
−HK$1,959/mo
Today · 4.125%
HK$65,869
baseline
▲ 0.50% · 4.625%
HK$69,876
+HK$4,007/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,738/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,954
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,803
−HK$1,876/mo
Today · 4.125%
HK$72,679
baseline
▲ 0.50% · 4.625%
HK$76,510
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,358/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,312
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,561
−HK$2,286/mo
Today · 4.125%
HK$76,847
baseline
▲ 0.50% · 4.625%
HK$81,523
+HK$4,676/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,694/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,446
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,604
−HK$2,189/mo
Today · 4.125%
HK$84,793
baseline
▲ 0.50% · 4.625%
HK$89,262
+HK$4,469/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,586/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,973
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,865
−HK$2,938/mo
Today · 4.125%
HK$98,803
baseline
▲ 0.50% · 4.625%
HK$104,815
+HK$6,012/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,606/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,431
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,205
−HK$2,814/mo
Today · 4.125%
HK$109,019
baseline
▲ 0.50% · 4.625%
HK$114,766
+HK$5,747/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,038/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,693 · Scale 2, in force from 26 Feb 2026)