LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,652
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,259
−HK$1,632/mo
Today · 4.125%
HK$54,891
baseline
▲ 0.50% · 4.625%
HK$58,231
+HK$3,340/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,782/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,462
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,004
−HK$1,563/mo
Today · 4.125%
HK$60,567
baseline
▲ 0.50% · 4.625%
HK$63,760
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,134/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,983
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,911
−HK$1,958/mo
Today · 4.125%
HK$65,869
baseline
▲ 0.50% · 4.625%
HK$69,877
+HK$4,008/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,738/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,955
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,804
−HK$1,876/mo
Today · 4.125%
HK$72,680
baseline
▲ 0.50% · 4.625%
HK$76,511
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,360/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,313
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,562
−HK$2,286/mo
Today · 4.125%
HK$76,848
baseline
▲ 0.50% · 4.625%
HK$81,524
+HK$4,676/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,696/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,447
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,605
−HK$2,189/mo
Today · 4.125%
HK$84,794
baseline
▲ 0.50% · 4.625%
HK$89,263
+HK$4,469/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,588/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,974
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,866
−HK$2,938/mo
Today · 4.125%
HK$98,804
baseline
▲ 0.50% · 4.625%
HK$104,816
+HK$6,012/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,608/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,432
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,206
−HK$2,815/mo
Today · 4.125%
HK$109,021
baseline
▲ 0.50% · 4.625%
HK$114,767
+HK$5,746/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,042/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,706 · Scale 2, in force from 26 Feb 2026)