LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,653
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,260
−HK$1,632/mo
Today · 4.125%
HK$54,892
baseline
▲ 0.50% · 4.625%
HK$58,232
+HK$3,340/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,784/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,464
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,005
−HK$1,563/mo
Today · 4.125%
HK$60,568
baseline
▲ 0.50% · 4.625%
HK$63,761
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,136/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,984
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,912
−HK$1,959/mo
Today · 4.125%
HK$65,871
baseline
▲ 0.50% · 4.625%
HK$69,879
+HK$4,008/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,742/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,957
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,806
−HK$1,876/mo
Today · 4.125%
HK$72,682
baseline
▲ 0.50% · 4.625%
HK$76,513
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,364/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,315
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,564
−HK$2,285/mo
Today · 4.125%
HK$76,849
baseline
▲ 0.50% · 4.625%
HK$81,525
+HK$4,676/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,698/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,449
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,607
−HK$2,189/mo
Today · 4.125%
HK$84,796
baseline
▲ 0.50% · 4.625%
HK$89,265
+HK$4,469/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,592/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,976
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,868
−HK$2,938/mo
Today · 4.125%
HK$98,806
baseline
▲ 0.50% · 4.625%
HK$104,818
+HK$6,012/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,612/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,435
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,209
−HK$2,814/mo
Today · 4.125%
HK$109,023
baseline
▲ 0.50% · 4.625%
HK$114,770
+HK$5,747/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,046/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,727 · Scale 2, in force from 26 Feb 2026)