LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,654
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,261
−HK$1,632/mo
Today · 4.125%
HK$54,893
baseline
▲ 0.50% · 4.625%
HK$58,234
+HK$3,341/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,786/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,465
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,006
−HK$1,564/mo
Today · 4.125%
HK$60,570
baseline
▲ 0.50% · 4.625%
HK$63,762
+HK$3,192/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,140/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,985
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,913
−HK$1,959/mo
Today · 4.125%
HK$65,872
baseline
▲ 0.50% · 4.625%
HK$69,880
+HK$4,008/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,744/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,958
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,807
−HK$1,876/mo
Today · 4.125%
HK$72,683
baseline
▲ 0.50% · 4.625%
HK$76,515
+HK$3,832/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,366/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,316
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,565
−HK$2,286/mo
Today · 4.125%
HK$76,851
baseline
▲ 0.50% · 4.625%
HK$81,527
+HK$4,676/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,702/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,451
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,609
−HK$2,188/mo
Today · 4.125%
HK$84,797
baseline
▲ 0.50% · 4.625%
HK$89,267
+HK$4,470/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,594/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,978
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,870
−HK$2,938/mo
Today · 4.125%
HK$98,808
baseline
▲ 0.50% · 4.625%
HK$104,821
+HK$6,013/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,616/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,437
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,211
−HK$2,814/mo
Today · 4.125%
HK$109,025
baseline
▲ 0.50% · 4.625%
HK$114,772
+HK$5,747/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,050/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,747 · Scale 2, in force from 26 Feb 2026)