LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,657
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,264
−HK$1,633/mo
Today · 4.125%
HK$54,897
baseline
▲ 0.50% · 4.625%
HK$58,237
+HK$3,340/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,794/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,468
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,010
−HK$1,563/mo
Today · 4.125%
HK$60,573
baseline
▲ 0.50% · 4.625%
HK$63,766
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,146/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,989
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,917
−HK$1,959/mo
Today · 4.125%
HK$65,876
baseline
▲ 0.50% · 4.625%
HK$69,885
+HK$4,009/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,752/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,962
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,812
−HK$1,876/mo
Today · 4.125%
HK$72,688
baseline
▲ 0.50% · 4.625%
HK$76,519
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,376/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,320
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,570
−HK$2,286/mo
Today · 4.125%
HK$76,856
baseline
▲ 0.50% · 4.625%
HK$81,532
+HK$4,676/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,712/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,456
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,614
−HK$2,189/mo
Today · 4.125%
HK$84,803
baseline
▲ 0.50% · 4.625%
HK$89,273
+HK$4,470/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,606/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,983
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,876
−HK$2,938/mo
Today · 4.125%
HK$98,814
baseline
▲ 0.50% · 4.625%
HK$104,827
+HK$6,013/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,628/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,443
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,217
−HK$2,815/mo
Today · 4.125%
HK$109,032
baseline
▲ 0.50% · 4.625%
HK$114,779
+HK$5,747/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,064/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,805 · Scale 2, in force from 26 Feb 2026)