LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,659
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,266
−HK$1,632/mo
Today · 4.125%
HK$54,898
baseline
▲ 0.50% · 4.625%
HK$58,239
+HK$3,341/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,796/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,470
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,011
−HK$1,564/mo
Today · 4.125%
HK$60,575
baseline
▲ 0.50% · 4.625%
HK$63,768
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,150/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,991
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,919
−HK$1,959/mo
Today · 4.125%
HK$65,878
baseline
▲ 0.50% · 4.625%
HK$69,886
+HK$4,008/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,756/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,964
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,813
−HK$1,877/mo
Today · 4.125%
HK$72,690
baseline
▲ 0.50% · 4.625%
HK$76,521
+HK$3,831/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,380/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$962,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,322
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,572
−HK$2,286/mo
Today · 4.125%
HK$76,858
baseline
▲ 0.50% · 4.625%
HK$81,534
+HK$4,676/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,716/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,458
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,616
−HK$2,189/mo
Today · 4.125%
HK$84,805
baseline
▲ 0.50% · 4.625%
HK$89,275
+HK$4,470/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,610/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,986
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,878
−HK$2,939/mo
Today · 4.125%
HK$98,817
baseline
▲ 0.50% · 4.625%
HK$104,830
+HK$6,013/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,634/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,446
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,220
−HK$2,815/mo
Today · 4.125%
HK$109,035
baseline
▲ 0.50% · 4.625%
HK$114,782
+HK$5,747/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,070/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,830 · Scale 2, in force from 26 Feb 2026)