LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,663
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,270
−HK$1,633/mo
Today · 4.125%
HK$54,903
baseline
▲ 0.50% · 4.625%
HK$58,244
+HK$3,341/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,806/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,475
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,016
−HK$1,564/mo
Today · 4.125%
HK$60,580
baseline
▲ 0.50% · 4.625%
HK$63,773
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,160/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,996
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,924
−HK$1,960/mo
Today · 4.125%
HK$65,884
baseline
▲ 0.50% · 4.625%
HK$69,893
+HK$4,009/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,768/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$962,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,970
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,820
−HK$1,876/mo
Today · 4.125%
HK$72,696
baseline
▲ 0.50% · 4.625%
HK$76,528
+HK$3,832/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,392/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$962,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,329
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,579
−HK$2,285/mo
Today · 4.125%
HK$76,864
baseline
▲ 0.50% · 4.625%
HK$81,541
+HK$4,677/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,728/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,465
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,623
−HK$2,189/mo
Today · 4.125%
HK$84,812
baseline
▲ 0.50% · 4.625%
HK$89,283
+HK$4,471/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,624/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,994
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,887
−HK$2,939/mo
Today · 4.125%
HK$98,826
baseline
▲ 0.50% · 4.625%
HK$104,839
+HK$6,013/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,652/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,455
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,230
−HK$2,814/mo
Today · 4.125%
HK$109,044
baseline
▲ 0.50% · 4.625%
HK$114,792
+HK$5,748/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,088/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,915 · Scale 2, in force from 26 Feb 2026)