LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,664
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,271
−HK$1,633/mo
Today · 4.125%
HK$54,904
baseline
▲ 0.50% · 4.625%
HK$58,244
+HK$3,340/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,808/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,475
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,017
−HK$1,564/mo
Today · 4.125%
HK$60,581
baseline
▲ 0.50% · 4.625%
HK$63,774
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,162/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,997
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,925
−HK$1,959/mo
Today · 4.125%
HK$65,884
baseline
▲ 0.50% · 4.625%
HK$69,893
+HK$4,009/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,768/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$962,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,970
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,820
−HK$1,877/mo
Today · 4.125%
HK$72,697
baseline
▲ 0.50% · 4.625%
HK$76,529
+HK$3,832/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,394/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$962,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,329
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,579
−HK$2,286/mo
Today · 4.125%
HK$76,865
baseline
▲ 0.50% · 4.625%
HK$81,542
+HK$4,677/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,730/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,466
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,624
−HK$2,189/mo
Today · 4.125%
HK$84,813
baseline
▲ 0.50% · 4.625%
HK$89,283
+HK$4,470/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,626/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,995
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,887
−HK$2,939/mo
Today · 4.125%
HK$98,826
baseline
▲ 0.50% · 4.625%
HK$104,840
+HK$6,014/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,652/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,456
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,230
−HK$2,815/mo
Today · 4.125%
HK$109,045
baseline
▲ 0.50% · 4.625%
HK$114,793
+HK$5,748/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,090/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,923 · Scale 2, in force from 26 Feb 2026)