LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,664
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,271
−HK$1,633/mo
Today · 4.125%
HK$54,904
baseline
▲ 0.50% · 4.625%
HK$58,245
+HK$3,341/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,808/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,476
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,017
−HK$1,564/mo
Today · 4.125%
HK$60,581
baseline
▲ 0.50% · 4.625%
HK$63,775
+HK$3,194/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,162/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,997
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,926
−HK$1,959/mo
Today · 4.125%
HK$65,885
baseline
▲ 0.50% · 4.625%
HK$69,894
+HK$4,009/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,770/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$962,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,971
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,821
−HK$1,876/mo
Today · 4.125%
HK$72,697
baseline
▲ 0.50% · 4.625%
HK$76,529
+HK$3,832/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,394/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$962,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,330
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,580
−HK$2,286/mo
Today · 4.125%
HK$76,866
baseline
▲ 0.50% · 4.625%
HK$81,543
+HK$4,677/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,732/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,466
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,624
−HK$2,190/mo
Today · 4.125%
HK$84,814
baseline
▲ 0.50% · 4.625%
HK$89,284
+HK$4,470/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,628/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,996
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,888
−HK$2,939/mo
Today · 4.125%
HK$98,827
baseline
▲ 0.50% · 4.625%
HK$104,841
+HK$6,014/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,654/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,457
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,231
−HK$2,815/mo
Today · 4.125%
HK$109,046
baseline
▲ 0.50% · 4.625%
HK$114,794
+HK$5,748/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,092/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,932 · Scale 2, in force from 26 Feb 2026)