LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,666
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,273
−HK$1,633/mo
Today · 4.125%
HK$54,906
baseline
▲ 0.50% · 4.625%
HK$58,246
+HK$3,340/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,812/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,478
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,019
−HK$1,564/mo
Today · 4.125%
HK$60,583
baseline
▲ 0.50% · 4.625%
HK$63,776
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,166/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,999
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,927
−HK$1,960/mo
Today · 4.125%
HK$65,887
baseline
▲ 0.50% · 4.625%
HK$69,896
+HK$4,009/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$131,774/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$962,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,973
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,823
−HK$1,876/mo
Today · 4.125%
HK$72,699
baseline
▲ 0.50% · 4.625%
HK$76,532
+HK$3,833/mo
Deposit HK$9.06M · loan HK$13.59M · min. income ≈ HK$145,398/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$962,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,332
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,582
−HK$2,286/mo
Today · 4.125%
HK$76,868
baseline
▲ 0.50% · 4.625%
HK$81,545
+HK$4,677/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,736/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,469
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,627
−HK$2,189/mo
Today · 4.125%
HK$84,816
baseline
▲ 0.50% · 4.625%
HK$89,287
+HK$4,471/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,632/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,998
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,891
−HK$2,939/mo
Today · 4.125%
HK$98,830
baseline
▲ 0.50% · 4.625%
HK$104,844
+HK$6,014/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,660/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,460
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,234
−HK$2,815/mo
Today · 4.125%
HK$109,049
baseline
▲ 0.50% · 4.625%
HK$114,797
+HK$5,748/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,098/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,958 · Scale 2, in force from 26 Feb 2026)