LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,667
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,274
−HK$1,633/mo
Today · 4.125%
HK$54,907
baseline
▲ 0.50% · 4.625%
HK$58,248
+HK$3,341/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,814/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,479
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,021
−HK$1,563/mo
Today · 4.125%
HK$60,584
baseline
▲ 0.50% · 4.625%
HK$63,778
+HK$3,194/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,168/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$962,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,000
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,929
−HK$1,959/mo
Today · 4.125%
HK$65,888
baseline
▲ 0.50% · 4.625%
HK$69,897
+HK$4,009/mo
Deposit HK$9.06M · loan HK$13.60M · min. income ≈ HK$131,776/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$962,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,975
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,825
−HK$1,876/mo
Today · 4.125%
HK$72,701
baseline
▲ 0.50% · 4.625%
HK$76,533
+HK$3,832/mo
Deposit HK$9.06M · loan HK$13.60M · min. income ≈ HK$145,402/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$962,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,334
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,584
−HK$2,286/mo
Today · 4.125%
HK$76,870
baseline
▲ 0.50% · 4.625%
HK$81,547
+HK$4,677/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,740/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,471
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,629
−HK$2,189/mo
Today · 4.125%
HK$84,818
baseline
▲ 0.50% · 4.625%
HK$89,289
+HK$4,471/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,636/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,001
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,893
−HK$2,939/mo
Today · 4.125%
HK$98,832
baseline
▲ 0.50% · 4.625%
HK$104,846
+HK$6,014/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,664/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,462
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$106,237
−HK$2,815/mo
Today · 4.125%
HK$109,052
baseline
▲ 0.50% · 4.625%
HK$114,800
+HK$5,748/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,104/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$962,982 · Scale 2, in force from 26 Feb 2026)