LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,670
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,277
−HK$1,633/mo
Today · 4.125%
HK$54,910
baseline
▲ 0.50% · 4.625%
HK$58,251
+HK$3,341/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,820/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,482
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,023
−HK$1,564/mo
Today · 4.125%
HK$60,587
baseline
▲ 0.50% · 4.625%
HK$63,781
+HK$3,194/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,174/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,003
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,932
−HK$1,960/mo
Today · 4.125%
HK$65,892
baseline
▲ 0.50% · 4.625%
HK$69,901
+HK$4,009/mo
Deposit HK$9.06M · loan HK$13.60M · min. income ≈ HK$131,784/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,978
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,828
−HK$1,877/mo
Today · 4.125%
HK$72,705
baseline
▲ 0.50% · 4.625%
HK$76,537
+HK$3,832/mo
Deposit HK$9.06M · loan HK$13.60M · min. income ≈ HK$145,410/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,337
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,587
−HK$2,287/mo
Today · 4.125%
HK$76,874
baseline
▲ 0.50% · 4.625%
HK$81,551
+HK$4,677/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,748/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,475
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,633
−HK$2,189/mo
Today · 4.125%
HK$84,822
baseline
▲ 0.50% · 4.625%
HK$89,293
+HK$4,471/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,644/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,005
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,898
−HK$2,939/mo
Today · 4.125%
HK$98,837
baseline
▲ 0.50% · 4.625%
HK$104,851
+HK$6,014/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,674/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,467
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$106,242
−HK$2,815/mo
Today · 4.125%
HK$109,057
baseline
▲ 0.50% · 4.625%
HK$114,806
+HK$5,749/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,114/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,030 · Scale 2, in force from 26 Feb 2026)