LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,672
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,279
−HK$1,633/mo
Today · 4.125%
HK$54,912
baseline
▲ 0.50% · 4.625%
HK$58,254
+HK$3,342/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,824/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,485
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,026
−HK$1,564/mo
Today · 4.125%
HK$60,590
baseline
▲ 0.50% · 4.625%
HK$63,784
+HK$3,194/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,180/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,006
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,935
−HK$1,960/mo
Today · 4.125%
HK$65,895
baseline
▲ 0.50% · 4.625%
HK$69,904
+HK$4,009/mo
Deposit HK$9.06M · loan HK$13.60M · min. income ≈ HK$131,790/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,982
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,832
−HK$1,876/mo
Today · 4.125%
HK$72,708
baseline
▲ 0.50% · 4.625%
HK$76,541
+HK$3,833/mo
Deposit HK$9.06M · loan HK$13.60M · min. income ≈ HK$145,416/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,341
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,591
−HK$2,286/mo
Today · 4.125%
HK$76,877
baseline
▲ 0.50% · 4.625%
HK$81,555
+HK$4,678/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,754/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,478
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,637
−HK$2,189/mo
Today · 4.125%
HK$84,826
baseline
▲ 0.50% · 4.625%
HK$89,298
+HK$4,472/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,652/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,010
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,903
−HK$2,939/mo
Today · 4.125%
HK$98,842
baseline
▲ 0.50% · 4.625%
HK$104,856
+HK$6,014/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,684/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,472
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,247
−HK$2,816/mo
Today · 4.125%
HK$109,063
baseline
▲ 0.50% · 4.625%
HK$114,811
+HK$5,748/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,126/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,076 · Scale 2, in force from 26 Feb 2026)