LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,673
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,280
−HK$1,633/mo
Today · 4.125%
HK$54,913
baseline
▲ 0.50% · 4.625%
HK$58,255
+HK$3,342/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,826/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,486
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,027
−HK$1,565/mo
Today · 4.125%
HK$60,592
baseline
▲ 0.50% · 4.625%
HK$63,785
+HK$3,193/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,184/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,008
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,936
−HK$1,960/mo
Today · 4.125%
HK$65,896
baseline
▲ 0.50% · 4.625%
HK$69,906
+HK$4,010/mo
Deposit HK$9.06M · loan HK$13.60M · min. income ≈ HK$131,792/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,983
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,833
−HK$1,877/mo
Today · 4.125%
HK$72,710
baseline
▲ 0.50% · 4.625%
HK$76,542
+HK$3,832/mo
Deposit HK$9.06M · loan HK$13.60M · min. income ≈ HK$145,420/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,342
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,593
−HK$2,286/mo
Today · 4.125%
HK$76,879
baseline
▲ 0.50% · 4.625%
HK$81,557
+HK$4,678/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,758/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,480
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,638
−HK$2,190/mo
Today · 4.125%
HK$84,828
baseline
▲ 0.50% · 4.625%
HK$89,300
+HK$4,472/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,656/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,011
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,905
−HK$2,939/mo
Today · 4.125%
HK$98,844
baseline
▲ 0.50% · 4.625%
HK$104,859
+HK$6,015/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$197,688/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,474
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,249
−HK$2,816/mo
Today · 4.125%
HK$109,065
baseline
▲ 0.50% · 4.625%
HK$114,814
+HK$5,749/mo
Deposit HK$2.27M · loan HK$20.39M · min. income ≈ HK$218,130/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,096 · Scale 2, in force from 26 Feb 2026)