LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,677
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,284
−HK$1,633/mo
Today · 4.125%
HK$54,917
baseline
▲ 0.50% · 4.625%
HK$58,259
+HK$3,342/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,834/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,490
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,032
−HK$1,564/mo
Today · 4.125%
HK$60,596
baseline
▲ 0.50% · 4.625%
HK$63,790
+HK$3,194/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,192/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,012
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,941
−HK$1,960/mo
Today · 4.125%
HK$65,901
baseline
▲ 0.50% · 4.625%
HK$69,911
+HK$4,010/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,802/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,988
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,838
−HK$1,877/mo
Today · 4.125%
HK$72,715
baseline
▲ 0.50% · 4.625%
HK$76,548
+HK$3,833/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,430/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,347
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,598
−HK$2,286/mo
Today · 4.125%
HK$76,884
baseline
▲ 0.50% · 4.625%
HK$81,562
+HK$4,678/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,768/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,486
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,644
−HK$2,190/mo
Today · 4.125%
HK$84,834
baseline
▲ 0.50% · 4.625%
HK$89,306
+HK$4,472/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,668/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,018
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,911
−HK$2,940/mo
Today · 4.125%
HK$98,851
baseline
▲ 0.50% · 4.625%
HK$104,866
+HK$6,015/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,702/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,482
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$106,257
−HK$2,815/mo
Today · 4.125%
HK$109,072
baseline
▲ 0.50% · 4.625%
HK$114,822
+HK$5,750/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,144/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,163 · Scale 2, in force from 26 Feb 2026)