LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,677
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,285
−HK$1,633/mo
Today · 4.125%
HK$54,918
baseline
▲ 0.50% · 4.625%
HK$58,259
+HK$3,341/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,836/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,490
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,032
−HK$1,564/mo
Today · 4.125%
HK$60,596
baseline
▲ 0.50% · 4.625%
HK$63,790
+HK$3,194/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,192/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,013
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,942
−HK$1,959/mo
Today · 4.125%
HK$65,901
baseline
▲ 0.50% · 4.625%
HK$69,911
+HK$4,010/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,802/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,988
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,839
−HK$1,877/mo
Today · 4.125%
HK$72,716
baseline
▲ 0.50% · 4.625%
HK$76,549
+HK$3,833/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,432/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,348
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,598
−HK$2,287/mo
Today · 4.125%
HK$76,885
baseline
▲ 0.50% · 4.625%
HK$81,563
+HK$4,678/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,770/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,486
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,645
−HK$2,190/mo
Today · 4.125%
HK$84,835
baseline
▲ 0.50% · 4.625%
HK$89,307
+HK$4,472/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,670/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,019
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,912
−HK$2,940/mo
Today · 4.125%
HK$98,852
baseline
▲ 0.50% · 4.625%
HK$104,867
+HK$6,015/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,704/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,483
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$106,258
−HK$2,815/mo
Today · 4.125%
HK$109,073
baseline
▲ 0.50% · 4.625%
HK$114,823
+HK$5,750/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,146/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,172 · Scale 2, in force from 26 Feb 2026)