LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,678
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,286
−HK$1,633/mo
Today · 4.125%
HK$54,919
baseline
▲ 0.50% · 4.625%
HK$58,260
+HK$3,341/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,838/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,491
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,033
−HK$1,564/mo
Today · 4.125%
HK$60,597
baseline
▲ 0.50% · 4.625%
HK$63,792
+HK$3,195/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,194/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,014
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,943
−HK$1,960/mo
Today · 4.125%
HK$65,903
baseline
▲ 0.50% · 4.625%
HK$69,913
+HK$4,010/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,806/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,990
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,840
−HK$1,877/mo
Today · 4.125%
HK$72,717
baseline
▲ 0.50% · 4.625%
HK$76,550
+HK$3,833/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,434/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,349
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,600
−HK$2,286/mo
Today · 4.125%
HK$76,886
baseline
▲ 0.50% · 4.625%
HK$81,565
+HK$4,679/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,772/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,488
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,647
−HK$2,189/mo
Today · 4.125%
HK$84,836
baseline
▲ 0.50% · 4.625%
HK$89,308
+HK$4,472/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,672/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,021
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,914
−HK$2,940/mo
Today · 4.125%
HK$98,854
baseline
▲ 0.50% · 4.625%
HK$104,869
+HK$6,015/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,708/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,484
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,260
−HK$2,815/mo
Today · 4.125%
HK$109,075
baseline
▲ 0.50% · 4.625%
HK$114,825
+HK$5,750/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,150/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,190 · Scale 2, in force from 26 Feb 2026)