LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,679
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,286
−HK$1,633/mo
Today · 4.125%
HK$54,919
baseline
▲ 0.50% · 4.625%
HK$58,261
+HK$3,342/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,838/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,492
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,034
−HK$1,564/mo
Today · 4.125%
HK$60,598
baseline
▲ 0.50% · 4.625%
HK$63,792
+HK$3,194/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,196/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$963,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,014
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,943
−HK$1,960/mo
Today · 4.125%
HK$65,903
baseline
▲ 0.50% · 4.625%
HK$69,913
+HK$4,010/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,806/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,990
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,841
−HK$1,877/mo
Today · 4.125%
HK$72,718
baseline
▲ 0.50% · 4.625%
HK$76,551
+HK$3,833/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,436/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,350
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,601
−HK$2,286/mo
Today · 4.125%
HK$76,887
baseline
▲ 0.50% · 4.625%
HK$81,566
+HK$4,679/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,774/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,489
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,648
−HK$2,189/mo
Today · 4.125%
HK$84,837
baseline
▲ 0.50% · 4.625%
HK$89,309
+HK$4,472/mo
Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$169,674/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,022
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,915
−HK$2,940/mo
Today · 4.125%
HK$98,855
baseline
▲ 0.50% · 4.625%
HK$104,870
+HK$6,015/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,710/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,486
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,261
−HK$2,816/mo
Today · 4.125%
HK$109,077
baseline
▲ 0.50% · 4.625%
HK$114,826
+HK$5,749/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,154/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,202 · Scale 2, in force from 26 Feb 2026)